How Investors Balance Income, Liquidity, and Capital Preservation
A high coupon can make a bond look attractive, capital preservation included. The bigger question is what happens if you need your money before maturity? Consider an investor who invests ₹40 lakh in corporate bonds to earn regular income, a move focused on capital preservation. Two years later, a business opportunity comes up and he […]
How to Preserve Capital and Optimise Post-Tax Yield in 2026
For many investors, the search for higher returns often begins with one question: Which investment pays the highest yield? But experienced investors tend to ask a different question: How much of that return will I actually keep? In fixed income investing, a higher headline yield does not automatically translate into better outcomes. Taxes, credit risk, […]
Why the Middle of the Yield Curve Is Gaining Attention Globally and What Indian Investors Should Know
Fixed income investors are facing an unusual challenge in 2026. Cash and short-term debt continue to offer attractive yields, while long-duration bonds remain vulnerable to changing inflation expectations and uncertain interest-rate paths. In this environment, investors are increasingly asking a simple question: Where should capital be positioned on the yield curve today? Increasingly, global asset […]
How Much Should HNIs Allocate to Bonds vs Equities in 2026?
Introduction Instead of asking whether bonds or equities are better, HNIs should be asking a different question: How should each asset class contribute to my overall wealth strategy? The most successful portfolios are rarely built around a single investment idea. They combine growth assets that create wealth with defensive assets that help protect it. In […]
Why Indian Debt Markets Resist Global Volatility
Global markets can react sharply to events such as U.S. Federal Reserve decisions, geopolitical tensions, inflation surprises, or currency fluctuations. Equity markets often experience immediate swings as investors reassess growth expectations and risk. In contrast, Indian debt markets have historically been less reactive to periods of global volatility. While they are not immune to global […]
Indian Debt Market 2026: What 7% 10‑Year G‑Sec Yields Mean for Investors
India’s 10-year government bond yield again breached the 7.00% figure in has increased to 7.03% as of May 26, 2026, even though the RBI reduced policy rates by 100 basis points this year. Usually, when the RBI cuts rates, bond yields also fall. But this time, yields are still moving up. This makes the current […]
How to Adjust Fixed Income Allocation as Market Cycles Change
Many investors treat debt and fixed income as the “stable” part of a portfolio and rarely revisit it after allocation. That approach can become expensive over time. A well-designed fixed income allocation is not static. It should evolve as market cycles change. Interest rates move, inflation expectations shift, liquidity conditions tighten or improve, and credit […]
How RBI Liquidity Actions Are Shaping Indian Bond Yields in 2026: Impact on Fixed Income Portfolios
Why Are Bond Yields Still Volatile Despite RBI’s Liquidity Push? If the RBI has been injecting liquidity into the financial system, why are bond yields still moving unpredictably? The answer is straightforward: RBI liquidity actions influence the debt market, but they are not the only force driving yields. Government borrowing, currency risk, inflation expectations, global […]
